David Ehrich

David Ehrich is a Senior Policy Advisor for the Financial Security Program at the Aspen Institute. David has worked in banking and payment institutions for over 25 years, including McKinsey, American Express where he was a GM in the prepaid group, and J.P. Morgan Chase where he was the head of credit card strategy. David was the national lead for BankOn and the architect of the Bank On National Account Standards for bank accounts with no overdraft fees, and he is a Co-Founder of Petal, an NYC-based fintech credit card startup that pioneered the use of cash flow underwriting for consumers who lack a history of credit. Previously, David co-founded and served as the Executive Director of AIR – the Alliance for Innovative Regulation, a non-profit working at the intersection of technology, innovation, and regulation towards a digitally-native redesign of the regulatory system. David has been a member of the Consumer Advisory Board of the Consumer Financial Protection Bureau, has served on several nonprofit boards, is a fintech advisor and investor, and a story-teller who has performed with the MOTH.  David has an MBA from the Tuck School of Business at Dartmouth, and a B.S. from Cornell University.